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Please note that income tax returns, bank details will pprove that the indian government is involved in major financial fraud on the real domain investor . In India, ntro,cbi, google,tata officials are cruel, shameless, ruthless and dishonest in torturing, defaming and denying opportunities to harmless domain investors, pampering and rewarding lazy greedy mediocre goan call girls, sex workers and other cheaters , forcing these disclaimers to be posted on a large number of websites to prevent further exploitation, online fraud . The lazy greedy fraud google, tata sponsored goan sex worker, cheater R&AW/CBI/indian intelligence employees like slim goan obc bhandari call girl sunaina, riddhi nayak, siddhi mandrekar, bengaluru shivalli BRAHMIN FRAUD housewife nayanshree hathwar who cheated the domain investor of more than Rs 1.1 lakh, eight standard pass gujju housewife naina mother of two sons, gujju PATEL FRAUDSTER asmita patel,indore housewife bespectacled veena, ruchika, deepika, architect kalpana natar have never done any work online and never invested money online in their life, yet there is no way to ensure that the pathological LIAR FRAUD tata, google, ntro,cbi officials end their COMPLETE LIES, especially in goa, falsely claiming to own the website to get a monthly indian government salary in a major fraud on the indian tax payer and the real domain investor.
On Quora Geetanjali M, an employee of Infoedge posting this following complaint
On 15.9.2017, starting from 1:27 am and ending at 1:33 am, 10 fraudulent transactions were made from my bank salary account back-2-back.
Payments of a total of 26,000 INR (rupees twenty six thousand) were made to PayU as per my A/C e-statement.
I lost my hard earned money and I want it back from Icicibank .
Transaction details as I can see from my e-statement are as follows:
The summary is as follows:
MIN/w.payu.in /20170915012731/0 ---- Rs. 5000
MIN/PAY*WWW PAY/20170915012820/0 ---- Rs. 5000
MIN/PayU /20170915012950/0 - Rs. 2000
MIN/PayU /20170915013039/0 - Rs. 2000
MIN/PayU /20170915013112/0 - Rs. 2000
MIN/PayU /20170915013150/0 - Rs. 2000
MIN/PayU /20170915013222/0 - Rs. 2000
MIN/PayU /20170915013254/0 - Rs. 2000
MIN/PayU /20170915013320/0 - Rs. 2000
MIN/PayU /20170915013348/0 - Rs 2000
I am not sure how intelligently the bank is investigating the matter. I did not authorize these transactions. I was at home fast asleep and no notification for OTP for these 10 transactions were sent to my phone. Amounts were debited and SMS alerts and email alerts were sent to me after debits!
Lack of TWO FACTOR AUTHENTICATION at the end of ICICI BANK, one of the largest Private Banks of India, comes as a shocking revelation to me! This is my salary account, what is the guarantee that my money is safe with ICICI BANK in the future as well? This is so so very very dangerous! All the money went to some PayU thing. From what I can see online, PayU is a third party e-wallet which can receive money 24/7. The bank can easily pull back my money from them.
I also lodged an FIR with CYBER SECURITY CELL, NOIDA, UP POLICE DEPT. I personally wrote to PayU and attached the FIR copy in the email. They sent me the following details after 3 days. From this, you can see that my money floated seamless into into another website (and I am not sure where it floated away from here!) The IP is different from the ones I have in my possession and the location of this IP is Nasik, Maharashtra (I stay in Noida). I was just so tired of following up with everyone!!! Yet, I forwarded these details to ICICIBANK and CYBER CELL. I wrote to Ombudsman Reserve Bank of India (RBI) describing the entire case.
I have been with ICICI Bank (God only knows why) since 2010 and have always used the same ATM pin for all offline transactions. (Until that night, when I had to change my PIN and block my card before all my money got drained out!) For online transactions, I always use OTP as per the bank’s safety guidelines. But using OTP to authorize an online transaction is not a mandate, but a choice, which varies from app to app and website to website. 3D Secure (or insecure) pin can also be used WITHOUT OTP authentication for an online transaction. (This is insane as anyone can generate a 3DSECURE PIN with basic card details and DOB then and there!!!) Bank should make Internet Banking as the only valid option on websites/apps/portals which do not have 2 factor authentication and allow 3D Secure Pin usage/generation without OTP authentication.
I regularly update my login passwords from time to time, as advised by ICICI bank. But I was still cheated. How did card details leak (is it an internal hack/practice at the bank;’s end?) and how could they authorize not 1 or 2 but 10 fraudulent transactions back-2-back (clearly not a human-like phenomenon, but a bot/program/hacker carrying them out as 10 transactions were done in under 6 minutes) from my salary a/c? How much more irresponsible and careless can the bank be!?! ICICI Bank needs a stronger monitoring system in place to stop fraudulent transactions. I see copy-book similar cases have been reported as early as Dec last year and also in Aug/Sep 2017 on https://www.complaintboard.in/co... by so many customers. Spoke to some of them as well. Most of them are still waiting for the bank to take action. Some of them have even lost 5 figure amounts from their ICICI Bank Salary A/c. Its all over the internet that ICICI bank has topped the list in DEBIT CARD frauds in India. What are they doing to curb the situation? Why are they not taking necessary actions to stop such fraud debit card transactions which occur when innocent customers like me trust them with the money and sensitive card details? https://www.thequint.com/tech-an...
Or is the bank carrying out this folly itself? I want my hard earned salary money back. I would rather donate it to a homeless person than allow some rich-as-hell hacker to squander on more cyber crimes. ICICIBANK must Stop these frauds from draining my account. They must assure me that I will not bear such losses ever and this was just an exception. Clearly, I have been cheated. This has to be taken up and considered as a case of sheer negligence on the PART OF ICICI BANK and deficiency in ICICI BANK customer service. This is inclusive of and not limited to legal action for compensation of full amount, inclusive of interest.
The ICICIBANK Dispute form (CDF) along with complaint details and identification documents have been submitted at ICICI Bank, Sector 110 Branch (Noida, UP). ICICI BANK, where Ankur Thomas, Asst. Manager told me that this investigation will take anything between 30 to 120 days. I lodged a complaint at CYBER CRIME CELL, NOIDA POLICE (UP) - FIR copy was scanned and saved to submit to ICICIBANK, RBI and other authorities.
I wrote to the following email ids with all requisite documents:
customerdisputes@icicibank.com
customer.care@icicibank.com
manish.sharma@icicibank.com
gurpreet.anand@icicibank.com
preeti.mehta@icicibank.com
sidhartha.routray@icicibank.com
managingdirector@icicibank.com
headbranchbanking@icicibank.com
bonewdelhi2@rbi.org.in
dcp-eow-dl@nic.in
eowhq@up.nic.in
digrange@up.nic.in
asp.lucknow@gmail.com
I also tried writing to Narendra Modi, but emails are bouncing back as his mailbox is full.
So tried writing to the PM from this portal - https://pmopg.gov.in/pmocitizen/... I don’t know what else to do! My hard earned 26000 is at stake, thanks to the sheer negligence of ICICI BANK CUSTOMER CARE and their DATA SECURITY TEAMS. Worst bank of India = Icicibank
Update as received on 22nd Sep 2017: SMS from ICICI BANK - “SR493750445: Dear Customer, Dispute for INR 26000 on Account ..XXXX.. has been declined as the transaction was authenticated with a 3D Secure PIN.”

Please note that this is complaint which is copied verbatim from the quora answer for reference and does not reflect the views of the domain investor who is owning this website . The fraud victim geetanjali is very unhappy and has posted her complaint several times, trying to get help. The amount lost by geetanjali is small compared to the fraud of the indian government on the domain investor legally owning this website since 2010 as google, tata are allegedly involved in the online fraud .

CBI, security agencies have stolen the retirement savings of the domain investor of twenty years without a court order or legalluy valid reason and are falsely claiming that 10 google, tata sponsored goan sex worker, cheater housewife and other fraud R&AW/CBi employees faking a btech 1993 ee degree own the stolen money of the domain investor to pay all these frauds a monthly indian government salary.

It is time people are aware of how indian tax payer money is being wasted by NTRO, CBI to cause great pain to small business owners, especially who are not good looking, brahmin to ruin their health and finances leading to low job growth. Any organization which can help end the daily human rights abuses, wastage of tax payer money for personal hatred and greed, can send an email to info@webconcepts.in
Companies interested in getting more information, please send details to info@textads.in for a listing

For more than 4 years, the google, tata sponsored fraud indian intelligence employees have not done any work or are interested in doing any work online, yet get credit and monthly government salary, because the tata officials are blackmailing the domain investor for doing any work on the computer. Most tata, google or other employees are working 9-12 hours daily, however if a domain investor does work on a computer these hypocrite officials are questioning the health of the domain investor using voice to skull technology, spreading false rumors, a clear case of discrimination, hypocrisy. It is very cruel of google, tata, ntro officials, to falsely claim that their sex partner is working online, when she is actually relaxing and mercilessly torture, the domain investor who is actually working online, then defame her spreading false rumors that she is not doing any work at all .

Kindly note that google,tata sponsored slim goan obc bhandari SEX EXPERT R&AW EMPLOYEE sunaina chodnekar who had SEX with top indian government and other officials and her associates are not contributing to the website in any way, though fraud top ntro, google, tata officials are shamelessly promoting the GOAN SEX WORKER RAW EMPLOYEE sunaina to defame, cheat, torture and exploit the real domain investor, deny her the opportunities she deserved.



NTRO officials allegedly FREELANCING FOR GOOGLE, TATA are helping these companies destroy competition, acquire talent and technology using microwave weapons, memory reading, voice to skull technology,stealing correspondence costing $18000 monthly in tax payer money, and then ridicule their torture victim

The engineer is confident that less than 100 harmless indian citizens are tortured wasting so much indian tax payer money for more than 6 years and openly challenges the ntro officials, especially in goa , to defend their microwave radiation torture of a harmless indian citizen for corporate goals, in an open debate

For more details or if any clarifications are needed send an email to info@textads.in
. Though extremely powerful google, tata, ntro, raw, cbi officials are making fake claims, kindly note that no indian intelligence or government employee is associated with the website in any, as they are least interested in investing any money online or doing any work. Due to the complete lack of corporate ethics of google,tata officials continue with their online fraud of making fake claims about website ownership, as google allegedly bribes these officials directly or indirectly getting government jobs for their mediocre lazy relatives, friends with fake resume





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